Needs today, wants tomorrow, save the rest.

Meaning: Spend money on the things you need today, save the money you want to spend on things you want tomorrow, and save the rest of your money for the future.

Choice of Words: Needs are things that are necessary for survival or well-being. Today is the present day. Wants are things that are desired but not essential. Tomorrow is the day after today. Save means to keep or set aside for future use. Rest refers to the remaining part of something.

Alternative Expressions

Essentials first, desires second, savings third.

Meaning: It means that you should spend your money on the things you need first, then on the things you want, and then save the rest of your money for later.

Choice of Words: **Essentials** are things you need to survive, like food and shelter. **Desires** are things you want, but you don't need them to survive. **Savings** is money that you put aside for future use. The sentence is saying the same thing as the first sentence, but it uses different words.

Necessities now, indulgences later, investments for the future.

Meaning: It means that you should spend your money on the things you need first, then on the things you want, and then save the rest of your money for later.

Choice of Words: **Necessities** are things you need to survive, like food and shelter. **Indulgences** are things you enjoy but don't need, like going to the movies or buying a new toy. **Investments** are things you buy that will make you money in the future, like stocks or bonds. The sentence is saying the same thing as the first two sentences, but it uses different words.

Related Expressions